Instant Credit &
Capital Readiness Check
Answer 4 quick questions. Sarah classifies you Bronze → HOT in seconds, then continues the conversation with a plan tailored to your tier.
☎ 1-888-BANKROLLTell Sarah about your deal.
The advantage
Why this changes everything.
No Score Impact
This is a soft-pull readiness check, not a hard credit inquiry. Your FICO won't move, and you won't get flooded with competing lender calls.
Instant Funding Path
Sarah returns your tier, the programs you actually qualify for, and the next step — in seconds, not days. No guessing, no runaround.
No Trigger Leads
Unlike a mortgage credit pull, your data isn't sold to a dozen lenders. Sarah keeps your file inside the 888-BANKROLL network until you choose to move forward.
Routing engine
How Sarah routes every lead.
- Credit bottlenecks identified
- Matched to credit repair partners
- Nav Prime / business credit tools
- Re-qualify in 90 days with Sarah
Build the file today, fund tomorrow.
- DSCR, fix & flip, bridge programs
- Matched to vetted private lenders
- Sarah packages your file for review
- Compare 2–3 term sheets at once
- Priority private-money desk routing
- White-glove file packaging
- First-look lender submission
- Fastest response times in the network
Top-of-stack treatment for top-of-stack files.
No Lead Left Behind
Every credit profile has a funding path.
| Score Range | Tier | Routing | What happens next |
|---|---|---|---|
| Below 580 | Pre-Bronze | Credit readiness plan | Free credit-building roadmap + re-qualify in 90 days |
| 580–650 | Bronze | Credit repair + readiness partners | Matched to tools that put you in funding shape |
| 660–710 | Silver / Gold | DSCR, fix & flip, bridge lenders | 2–3 vetted capital partners review your file |
| 720+ | Platinum | Priority private-money desks | White-glove packaging + first-look partner routing |
Sarah AI
Sarah operates at 2 levels.
Prequal Concierge
- Runs a soft-pull readiness check with no score impact
- Delivers your FICO range + funding readiness score
- Classifies your profile into Bronze / Silver / Gold / Platinum
- Bronze profiles get a free credit-building roadmap
- Packages clean files for Silver/Gold/Platinum lender review
Deal Assistant
- Collects property, income, and asset details conversationally
- Arrives pre-warmed with your credit profile already built
- Faster submissions, fewer document rounds, higher approval rates
- Zero cost to you — capital partners pay us only when you close
Zero score impact.
Instant readiness.
Capital Has a Number™ — and it starts with knowing yours.