Run the numbers
Every deal starts with math.
Nine calculators built for how real estate investors actually underwrite — coverage ratios, rehab spreads, carry cost, offer ceilings and exchange deadlines. You enter the rate; nothing here is a quote. When you want real terms, Sarah hands you to a licensed Capital Partner.
By loan program
One calculator per capital product.
DSCR / Rental
Payment, PITI, coverage ratio, and the max loan a lender will write at 1.0x, 1.10x and 1.25x.
Investor Cash-Out Refi
Max new loan at your LTV, costs, net cash in hand, and whether rent still covers the new payment.
Fix & Flip
Total project cost, LTC, percent of ARV, carry, and your real net profit after selling costs.
Bridge & Private Money
Interest-only payment, points, total cost over the term, and the true annualized cost of the capital.
Commercial & Multifamily
NOI, cap rate, DSCR, cash-on-cash, price per unit, and max loan at the 1.20x–1.35x tests.
New Construction
Land plus hard and soft costs, LTC leverage, interest reserve during the build, profit at completion.
Business-Purpose Term Loan
Payment, points and fees, net proceeds, total interest, and the real annualized cost of the money.
Quick answers
Two numbers investors need before anything else.
Brokers & lenders: these tools are free to share with your own clients — no login, no lead capture.
Join the partner network →Estimates are a starting point
Want someone to run your real numbers?
These calculators use the rate you typed in. A licensed Capital Partner can price your actual file — real rate, real leverage, real cash to close — and tell you what a lender will genuinely do with it.
- 1Ask Sarah — no credit check at allTell her the deal. Nothing is pulled, nothing is dinged. She scores the scenario and finds the right desk.
- 2Soft look at pre-qualificationA Capital Partner can review a self-reported or soft-pull credit range to confirm the program fits. Soft inquiries don't affect your score.
- 3Hard pull only when you say goA hard inquiry happens at formal application, with your written authorization, once you actually want terms issued. Never before.
- 4Come back whenever you're readyWe keep your scenario on file. Get your credit verified next week or next quarter, come back, and we pick up exactly where you left off — no re-typing.
The Capital Connector is a matching network, not a lender or credit bureau. Credit decisions and any inquiries are made by the independent licensed partner you choose to work with.