45 / 180 day deadlines
1031 Exchange Timeline Calculator
The 1031 clock is unforgiving: 45 days to identify, 180 days to close, counted from the day your sale closes. Financing needs to be lined up long before the second date.
Your numbers
Why this matters: when you sell an investment property and want to defer the capital-gains tax, the IRS gives you two hard deadlines counted from the day your sale closes — 45 days to identify replacement properties in writing, and 180 days to actually close on one. Weekends and holidays count. Miss either date and the deferral is gone.
Capital Has A Number™
On the 1031 clock? Don't let financing be the reason you miss day 180.
Talk to Sarah about your replacement-property scenario — she'll tell you straight whether we have a Capital Partner who can make your deadline. No false promises, ever.
Private beta · California properties only
The 180-day clock
Day 45Identify by
Day 180Close by
Today · Day 0
Day 0Sale closes
Your timeline
Don't get caught out
- · A qualified intermediary must hold the proceeds — you can never touch the money.
- · The replacement must be like-kind investment property of equal or greater value.
- · Financing has to be ready on day 45, not day 170. That's the part people miss.
- · Talk to your CPA or tax attorney — we're not tax advisors.
Identification window is open — name your targets in writing
Estimates only, based on the numbers you entered. Not a quote, offer, or commitment to lend. Actual terms come from a licensed Capital Partner after underwriting.
Brokers & lenders: these tools are free to share with your own clients — no login, no lead capture.
Join the partner network →Estimates are a starting point
Want someone to run your real numbers?
These calculators use the rate you typed in. A licensed Capital Partner can price your actual file — real rate, real leverage, real cash to close — and tell you what a lender will genuinely do with it.
- 1Ask Sarah — no credit check at allTell her the deal. Nothing is pulled, nothing is dinged. She scores the scenario and finds the right desk.
- 2Soft look at pre-qualificationA Capital Partner can review a self-reported or soft-pull credit range to confirm the program fits. Soft inquiries don't affect your score.
- 3Hard pull only when you say goA hard inquiry happens at formal application, with your written authorization, once you actually want terms issued. Never before.
- 4Come back whenever you're readyWe keep your scenario on file. Get your credit verified next week or next quarter, come back, and we pick up exactly where you left off — no re-typing.
The Capital Connector is a matching network, not a lender or credit bureau. Credit decisions and any inquiries are made by the independent licensed partner you choose to work with.