Short-term carry cost
Bridge & Private Money Calculator
Bridge money is priced by the month, not the decade. The number that matters isn't the rate — it's what the whole loan costs you between now and your exit.
Your numbers
The loan
Cost over 12 months
Private money prices the same way — usually a higher rate with more points and a shorter term. Push the points and rate up to see what a private lender would really cost you.
Typical bridge pricing — make sure the exit is real
Estimates only, based on the numbers you entered. Not a quote, offer, or commitment to lend. Actual terms come from a licensed Capital Partner after underwriting.
Brokers & lenders: these tools are free to share with your own clients — no login, no lead capture.
Join the partner network →Estimates are a starting point
Want someone to run your real numbers?
These calculators use the rate you typed in. A licensed Capital Partner can price your actual file — real rate, real leverage, real cash to close — and tell you what a lender will genuinely do with it.
- 1Ask Sarah — no credit check at allTell her the deal. Nothing is pulled, nothing is dinged. She scores the scenario and finds the right desk.
- 2Soft look at pre-qualificationA Capital Partner can review a self-reported or soft-pull credit range to confirm the program fits. Soft inquiries don't affect your score.
- 3Hard pull only when you say goA hard inquiry happens at formal application, with your written authorization, once you actually want terms issued. Never before.
- 4Come back whenever you're readyWe keep your scenario on file. Get your credit verified next week or next quarter, come back, and we pick up exactly where you left off — no re-typing.
The Capital Connector is a matching network, not a lender or credit bureau. Credit decisions and any inquiries are made by the independent licensed partner you choose to work with.